FPT Scale Program Agreement

1. Parties and Acceptance

1.1 This FPT Scale Program Agreement (the "Agreement") is entered into between Funded Prediction Trader LLC, a Nevada limited liability company ("FPT", "we", "us", or the "Company"), and the individual who purchases or holds an FPT Scale evaluation account (the "Customer", "you"). It governs the FPT Scale program from the moment of purchase until every account held under it is closed.

1.2 You accept this Agreement when you do any of the following: tick the acceptance box at checkout; complete a purchase of an FPT Scale account; activate an evaluation account; or continue to use an FPT account after a new version of this Agreement takes effect for that account under Section 34 and Section 16.

1.3 This Agreement is one document in a set. It sits alongside the Terms of Use, the Simulation and Risk Disclosure, the Refund, Cancellation and Chargeback Policy, the Privacy Policy, the Cookie Policy, and the versioned rules articles listed in the Current FPT Scale Rules Index. Where those documents overlap, Section 16 sets the order of precedence.

1.4 You must be at least 18 years old and legally capable of entering into a binding contract. You must not purchase or hold an FPT Scale account if doing so is unlawful where you live, or if applicable sanctions, export-control or financial-crime laws prohibit FPT from providing services to you. Eligibility conditions are set out more fully in the Terms of Use.

1.5 If you do not agree to this Agreement, do not purchase, activate or use an FPT Scale account.

Read this alongside the Simulation and Risk Disclosure. FPT Scale is a simulated evaluation program. Balances, orders, positions, fills and profits inside an FPT account are simulated. Payouts, where earned, are real and are funded by FPT.

2. Definitions

In this Agreement, the following capitalised terms have the meanings given below. Terms defined elsewhere in this Agreement carry that meaning throughout.

Account. Any FPT Scale account held by the Customer, whether an Evaluation Account or a Funded Account, together with its associated dashboard, records, statistics and rule parameters.

Evaluation Account. A simulated FPT Scale account in the Evaluation Stage, in which the Customer attempts to meet the published objectives for the relevant Notional Account Size within the applicable rules.

Funded Account. A simulated performance account granted after a successfully completed evaluation, in which the Customer may become eligible for Payouts under this Agreement and the FPT Scale Rules. A Funded Account is a simulated account unless FPT separately confirms a live arrangement to the Customer in writing. See Section 5.

Simulated Capital. The simulated balance recorded in an Account. Simulated Capital is a number used by FPT's software to apply program rules and measure performance. It is not money, is not held for the Customer, is not withdrawable, and confers no ownership, claim, credit or entitlement of any kind.

Notional Account Size. The headline figure that identifies an Account — $25,000, $50,000 or $100,000 — and that determines the rule parameters applied to it. A Notional Account Size is a reference figure only. It is never cash, capital, funding, deposit or buying power, and no amount corresponding to it is held, transferred, lent or made available to the Customer. See Section 6.

Max Open Size. The maximum total simulated exposure the Customer may hold open at one time in an Account, measured across all of that Account's open positions together, expressed in dollars and set by the Notional Account Size and, in a Funded Account, by the Customer's position on the scaling schedule. A separate market-level limit also applies: exposure in any one market may not exceed 5% of that market's trailing 24-hour volume, and all of the Customer's orders and open exposure in the same market accumulate against that single market limit. The size the Customer may open in a given market is therefore the lower of the Account's remaining Max Open Size and that market's remaining 5% capacity. Orders that would exceed either limit are blocked by the trading system before acceptance and are not of themselves a breach; splitting a position across orders, near-identical markets, sub-markets of the same event or separate Accounts in order to exceed either limit is prohibited under Section 23 and the position rules incorporated by it.

FPT Trading Day. A calendar day in the America/New_York timezone, running from 12:00:00 AM Eastern Time to 11:59:59 PM Eastern Time and adjusted for daylight saving. Because of the two daylight-saving transitions each year, an FPT Trading Day is not always exactly 24 hours long. Daily simulated profit and loss, Profitable Day and Qualifying Payout Day qualification, Consistency Rule statistics and the end-of-day drawdown snapshot are all measured over an FPT Trading Day unless this Agreement expressly provides otherwise. No exchange or futures session boundary applies to an FPT Account.

Payout. A payment made by FPT to the Customer, from FPT's own funds, as compensation for meeting the performance objectives of a Funded Account. A Payout is not a withdrawal of a deposit, a return on an investment, or winnings.

Payout Cycle. The period of trading activity in a Funded Account that is assessed together for a single Payout. The first Payout Cycle opens when the Funded Account is activated. Every later Payout Cycle opens immediately after the previous Payout is approved, and a Payout Cycle closes when the next Payout is approved. Only simulated profit and loss generated inside a Payout Cycle counts toward that cycle's Qualifying Payout Days, its Consistency Rule calculation and its Payout-Eligible Cycle Profit.

Payout-Eligible Cycle Profit. The net simulated profit generated inside the open Payout Cycle from closed, realized or finally settled simulated activity, measured before the 90/10 split. The marked value of an open position, and an unresolved market, are not Payout-Eligible Cycle Profit.

Net Payout Eligibility. 90% of positive Payout-Eligible Cycle Profit — the net amount the Customer may receive from the open Payout Cycle before any cap or drawdown limit is applied. Where Payout-Eligible Cycle Profit is zero or negative, Net Payout Eligibility is zero.

Old-Cycle Buffer. Simulated profit that remained in an Account when a Payout Cycle closed because the approved Payout was smaller than that cycle's Net Payout Eligibility. An Old-Cycle Buffer stays in the Account as simulated equity and as drawdown buffer. It is not Payout-Eligible Cycle Profit in any later cycle, it is not a debt owed by FPT, and it is not an amount the Customer may claim. See Section 18.

Qualifying Payout Day. An FPT Trading Day in a Funded Account on which the Account's net simulated profit for that day is at least the qualifying minimum for that Notional Account Size — $100 on the $25,000 account, $150 on the $50,000 account, and $200 on the $100,000 account. Five Qualifying Payout Days are required in each Payout Cycle. The days need not be consecutive, and a day earned in a closed Payout Cycle never counts toward a later one.

Profitable Day. An FPT Trading Day in an Evaluation Account on which the Account's net simulated profit for that day is at least the qualifying minimum for that Notional Account Size, applying the same per-size minimums as a Qualifying Payout Day — $100, $150 and $200 respectively. Five Profitable Days are required to complete an evaluation, and they need not be consecutive. A positive day below the minimum does not count, is not a Breach, and does not remove a Profitable Day already earned.

Consistency Rule. The requirement that the Account's largest profitable FPT Trading Day, divided by the total net profit of the applicable cycle and multiplied by 100, is 40% or less. The applicable cycle is the evaluation cycle during the Evaluation Stage and the Payout Cycle in a Funded Account. Losing days reduce total net cycle profit and can therefore increase the percentage. A zero-profit day and a losing day can never be the largest profitable day. Exceeding 40% is not a Breach and does not fail an Account: it means the Customer is not yet eligible to pass, or not yet eligible to be approved for a Payout, and may keep trading to improve the ratio.

EOD Trailing Drawdown. The trailing loss floor applied to an Account. Its initial value — the initial drawdown floor — is the Account's starting balance minus the maximum loss for its Notional Account Size. At the close of each FPT Trading Day, FPT records the Account's end-of-day marked equity, being the Account's simulated balance plus FPT's marked value of any open positions at that moment, and identifies the highest end-of-day marked equity recorded so far in that Account stage. The candidate floor is that highest end-of-day marked equity minus the maximum loss, and the Active Drawdown Floor becomes the greater of the previous floor and the candidate floor. The floor never moves downward. It stops trailing and locks permanently once it reaches the Account's starting balance plus $100. Although the floor updates only once per FPT Trading Day, it is enforced continuously, and intraday marked equity at or below it breaches the Account. FPT marks open positions at a reasonable platform-determined value based on available market data; the exact calculation will be published before trading launches.

Active Drawdown Floor. The EOD Trailing Drawdown floor currently in force for an Account — the greater of the previous floor and the most recent candidate floor, subject to the lock point in the definition above. It is the level against which the Account's marked equity is tested continuously, and it does not move downward, including after a Payout has been deducted.

Breach. Any event that ends or suspends an Account under this Agreement or the FPT Scale Rules, including exceeding the maximum loss, the Account's marked equity reaching or falling below the Active Drawdown Floor, holding exposure in excess of an applicable position, exposure or market limit in a way the Platform did not block, or engaging in conduct prohibited by Section 23. An order the Platform declines to accept because it would exceed such a limit is an operational control and is not of itself a Breach; see clauses 4.7 and 4.8.1.

FPT Scale Rules. The versioned operational rules articles listed in the Current FPT Scale Rules Index and incorporated into this Agreement by Section 15.

Founder Purchase. A purchase of an FPT Scale evaluation account made before launch at Founder pricing, using the Founder code, under the terms in Section 11.

Activation. The moment FPT makes a purchased Evaluation Account tradeable in the platform. Before Activation, a Founder Purchase gives access to a limited prelaunch dashboard only.

3. What FPT Scale Is

3.1 FPT is a software-based simulated trader evaluation company. FPT Scale is its evaluation program. FPT provides simulated event-market evaluation accounts, trading and risk software, performance analytics, and a review process that decides whether a Customer has met published objectives.

3.2 What the Customer buys is access to that program: a simulated Account, the software that runs it, the analytics that measure it, and the opportunity to earn company-funded Payouts by meeting the program's objectives. The Customer does not buy a financial product, a security, an investment, an interest in a fund, or a right to any specific outcome.

3.3 The Customer does not deposit trading capital with FPT. Fees paid to FPT are program-access fees or subscription fees for the software and the evaluation service. They are not deposits, are not held on the Customer's behalf, and are not applied to any trading balance. See Section 8.

3.4 FPT's platform presents market coverage drawn from Polymarket and Kalshi so that simulation can reference real event-market conditions. FPT is not affiliated with, sponsored by, or endorsed by Polymarket, Kalshi or any other venue unless FPT expressly states otherwise. Third-party names and marks belong to their respective owners.

3.5 FPT Scale is not gambling, gaming, betting, wagering, a contest or a sweepstakes. Outcomes in the program depend on the Customer's analysis and decisions measured against published, objective rules, and Payouts are compensation for meeting those rules.

3.6 FPT Direct is a separate, future offer that is not purchasable and is not covered by this Agreement.

4. The Evaluation Stage

4.1 Every FPT Scale Account begins in the Evaluation Stage. The evaluation is a single step. There is no second phase, no verification stage and no additional evaluation fee beyond the purchase price and any reset the Customer chooses to buy.

4.2 To complete an evaluation, the Customer must reach the profit target for the Notional Account Size, record at least five Profitable Days — five separate FPT Trading Days, not necessarily consecutive, each with net simulated profit at or above the minimum for that size — satisfy the Consistency Rule, and at no point breach the maximum loss, the Active Drawdown Floor or any position limit.

4.3 The evaluation parameters at the date of this Agreement are:

4.4 There is no daily loss limit in an FPT Scale evaluation. Risk is controlled by the maximum loss, the EOD Trailing Drawdown, the Max Open Size and the market-volume cap, not by a daily stop.

4.5 There is no minimum number of trading days and no maximum time limit on an evaluation while the Account remains in good standing and, on a monthly plan, while the subscription remains active and paid.

4.6 The Consistency Rule is measured as the largest profitable FPT Trading Day divided by the total net profit of the evaluation cycle, multiplied by 100, and the result must be 40% or less. The evaluation cycle begins when the evaluation is activated or reset and ends when every passing requirement is satisfied, and its total net profit includes both profitable and losing FPT Trading Days within it. A $50,000 evaluation that has accumulated $4,000 of net profit therefore allows a largest day of up to $1,600: a best day of $1,500 satisfies the rule at 37.5%, while a best day of $2,200 does not, at 55%. Because losing days reduce total net cycle profit, a loss can raise the percentage without the best day changing at all. A zero-profit day and a losing day can never be the largest profitable day. Exceeding 40% is not a Breach and does not fail the evaluation — it means the evaluation cannot yet be passed, and the Customer may keep trading to improve the ratio. An evaluation reset clears all evaluation profit and loss, the Profitable Day count and the consistency history.

4.7 Position limits apply at all times. The Account's total open exposure may not exceed its Max Open Size, and exposure in any one market may not exceed 5% of that market's trailing 24-hour volume, with all orders and open exposure in the same market accumulating against that single market limit, so the size available in a given market is the lower of the Account's remaining Max Open Size and that market's remaining 5% capacity. Orders that would exceed either limit are blocked by the trading system before acceptance, which is an operational control and not of itself a Breach. Thin or unavailable markets may be restricted. See Max Open Size and Market-Volume Limits.

4.8 The final 30 seconds before a market closes. Where a market has a known, explicit expiration or close time, the Platform does not accept an instruction to OPEN a new position or to INCREASE an existing position during the final 30 seconds before that stated time. The opening and increasing controls are disabled for that market during that window, and any unfilled simulated order whose execution would open or increase exposure is cancelled or made ineligible to fill at the cutoff. Reducing and closing an existing position remain available for as long as the market remains available for those actions. Where a market has no deterministic published close time, no such window applies and clause 4.9 governs instead.

4.8.1 This is a platform restriction and not a breach. Attempting an action the Platform declines to accept during that window is not a Breach under Section 22 or Section 23, does not fail an Account, and is not a ground for withholding or reducing a Payout. Ordinary trading close to expiration outside that window is not prohibited.

4.9 Separately from clause 4.8, what is restricted is market STATUS: FPT may reject or reprice a simulated order when market data is stale or unavailable, may suspend opening or increasing positions in a market that is halted, closed, resolving, disputed, illiquid or technically unreliable, and may restrict a specific market earlier where that is reasonably required for data integrity or risk control. See Market and Position Rules.

4.10 A reset restarts an Evaluation Account at its starting parameters. Resets are charged at the price shown at checkout for the relevant Notional Account Size and plan. A reset purchased on a monthly plan is a one-time charge and does not reduce the subscription price.

5. The Funded Stage

5.1 When FPT confirms that an evaluation has been completed and the Account has passed review, FPT may grant the Customer a Funded Account for the same Notional Account Size.

5.2 A Funded Account is a simulated performance account. Balances, orders, positions, fills and profits in a Funded Account are simulated, exactly as they are in an Evaluation Account. A Funded Account does not become a live trading account, and no order placed in it is routed to any exchange or venue, unless FPT separately confirms a live arrangement with the Customer in writing. Absent that separate written confirmation, every reference in this Agreement, on FPT's website, in the dashboard or in marketing material to being "funded", to a "funded account", to "funded capital" or to an "allocation" refers to this simulated performance account and its associated rule parameters.

5.3 What is real in the Funded Stage is the Payout. A Customer who meets the objectives of a Funded Account may receive real money from FPT under Section 18. That money is FPT's own, and is paid as compensation for meeting program objectives.

5.4 A Funded Account carries the same EOD Trailing Drawdown structure, the same 40% Consistency Rule and the same market-volume cap as the evaluation, with the funded Max Open Size and payout caps set by the scaling schedule in Section 21. The detailed funded parameters are set out in the Funded Account Rules article.

5.5 Resets are not available on Funded Accounts at launch. If a Funded Account is breached, it ends. The Customer may purchase a new evaluation, subject to the account limits in Section 13.

5.6 A Funded Account does not create any entitlement to continue in the program indefinitely, to any particular volume of trading opportunity, or to any specific market being available.

6. Notional Account Sizes

6.1 FPT Scale is offered in three Notional Account Sizes: $25,000, $50,000 and $100,000. There is no $150,000 account.

6.2 A Notional Account Size is a reference figure that defines rule parameters. It is never cash, capital, funding, a deposit, a loan, an allocation of money, or buying power. Purchasing a "$50,000 FPT Scale" account does not mean that $50,000 exists anywhere, is set aside anywhere, is lent to the Customer, or is available to the Customer in any form. It means that the Account is governed by the $50,000 parameter set.

6.3 What the Notional Account Size determines:

6.4 The Consistency Rule, the 90/10 profit split, the five-day requirements and the market-volume cap are the same across all three Notional Account Sizes.

6.5 FPT's marketing uses ordinary trader vocabulary — "funded", "account size", "allocation", "more capital", "scale". Those words are marketing shorthand for the arrangement described in this Agreement. Where marketing language and this Agreement differ, this Agreement governs.

7. Simulated Balances, Positions, Orders, Fills and Profits

7.1 Everything inside an FPT Account is simulated. This includes the Account balance, the Simulated Capital figure, open and closed positions, order entry and cancellation, fills, partial fills, profit and loss, equity curves, drawdown measurements and every performance statistic derived from them.

7.2 Simulated fills are generated by FPT's software with reference to market data and observed liquidity. FPT does not guarantee that a simulated fill matches, or would have matched, a fill obtainable at any venue. Estimated slippage and price impact are estimates, and are not guaranteed.

7.3 Market data may be delayed, incomplete, interrupted, revised or withdrawn by its source. FPT does not warrant the accuracy, timeliness or continuity of any market data displayed in the platform, and does not promise fills at stale prices.

7.4 Where a market is thin, halted, in resolution, in dispute, delisted or otherwise unavailable, FPT may restrict or disable trading in it, and may adjust or void simulated activity that arose from erroneous data, a platform fault, a pricing error or a market data source error. FPT will act reasonably and will explain the adjustment on request.

7.5 Simulated results are not, and must not be presented by the Customer as, actual trading results. The limitations of simulated performance are described further in the Simulation and Risk Disclosure.

7.6 Because trading is simulated, the Customer cannot lose money by trading in an FPT Account. What the Customer can lose is the fee paid for the program, and the Account itself if it is breached.

8. No Customer Capital Deposit

8.1 FPT does not accept, hold, custody, pool, invest or administer customer trading funds. There is no deposit, no client money account, no wallet balance and no withdrawable ledger.

8.2 Every amount the Customer pays to FPT is a fee for access to the FPT Scale program — a one-time program-access fee, a subscription fee, or a reset fee. Fees are consideration for the service and are not credited to a trading balance, are not returned as a matter of course, and confer no proprietary interest in anything held by FPT.

8.3 FPT's own capital is FPT's own. FPT may use it in the ordinary course of its business, including for internal research and internal replication of strategies as described in Section 28. The Customer has no interest in, claim over, or right of tracing into FPT's capital, and no share of any result FPT achieves with it, except for a Payout properly approved under this Agreement.

8.4 Nothing in this Agreement makes FPT a debtor, trustee, custodian or escrow agent of the Customer.

9. No Brokerage, Exchange, Custody or Advisory Relationship

9.1 FPT is not a broker, dealer, brokerage, exchange, trading venue, clearing house, custodian, bank, money transmitter, financial institution, investment adviser, portfolio manager, commodity trading advisor or fund manager, and does not act as any of those for the Customer.

9.2 FPT does not route, transmit, execute, clear or settle customer orders at Polymarket, Kalshi or any other venue. Orders entered in an FPT Account exist only within FPT's simulation.

9.3 Nothing FPT publishes — including analytics, dashboards, statistics, market lists, educational material, Help Center articles, blog posts, community messages or communications from FPT staff — is investment advice, a recommendation, a solicitation or an offer to buy or sell anything. FPT does not assess the suitability of any strategy for the Customer.

9.4 The Customer is solely responsible for their own decisions inside the program, and for their own decisions outside it. Anything the Customer does with a personal account at a third-party venue is entirely the Customer's own affair and is outside this Agreement.

10. Fees and Subscriptions

10.1 FPT Scale is offered on two commercial structures: a one-time program-access fee, and a monthly subscription. The Customer chooses at checkout. The price, the plan, the Notional Account Size and any promotional price applied are recorded in the order record for that purchase, and that record controls the transaction-specific facts.

10.2 Fees are charged in United States dollars, immediately on purchase, to the payment method the Customer provides.

10.3 On a monthly plan, the first monthly payment is charged immediately. It prepays the first month of evaluation access, and that month begins at Activation. Monthly plans do not auto-renew before launch. The second charge occurs 30 days after Activation, and monthly thereafter until the Customer cancels.

10.4 A monthly plan may be cancelled at any time. Cancellation stops future charges. It does not refund charges already made, and it ends access to the Account at the end of the paid period. Cancellation also ends any price lock, as set out in Section 12.

10.5 A reset is charged separately at the reset price for the Notional Account Size and plan. On a monthly plan, a reset is a one-time charge and does not change the recurring subscription price.

10.6 FPT may change its prices at any time for new purchases. A price change does not affect a purchase already completed, and does not affect a locked monthly price for as long as that lock subsists.

10.7 The Customer is responsible for keeping a valid payment method on file for a monthly plan. If a charge fails, FPT may suspend access and may retry the charge. A subscription that lapses through failed payment ends the Account's access and ends any price lock.

10.8 Refunds are governed by Section 26 and by the Refund, Cancellation and Chargeback Policy. Billing questions go to support@fundedpredictiontrader.com.

11. Founder Purchase and Launch Timing

11.1 A Founder Purchase is a purchase of an FPT Scale evaluation account made before launch, at Founder pricing, using the Founder code. The Customer must create an FPT account before purchasing. The selected Founder price is charged immediately.

11.2 A Founder Purchase buys the selected FPT Scale evaluation and locks the selected Founder price for that purchase. It also gives immediate access to a limited prelaunch dashboard. Before Activation, trading and unfinished dashboard features are clearly marked "Coming soon". The Customer should not purchase expecting to trade before launch.

11.3 Launch trigger and window. FPT intends to launch on the earlier of (a) reaching 100 paid Founder purchases, or (b) 30 calendar days after the first paid Founder purchase.

11.4 Single extension. FPT may extend that window once, by up to 30 additional calendar days, if reasonably necessary. Only one extension is permitted. An extension will be notified by email to the address on the Customer's account and shown in the dashboard. The absolute outer bound for Activation is therefore the end of the 30-day window plus the single permitted 30-day extension.

11.5 Activation. Purchased evaluation accounts become tradeable on the announced launch date, subject only to ordinary technical availability. There is no five-day activation allowance and no other grace period. FPT does not reserve extra days beyond the window and the single extension described above.

11.6 Mandatory refund on non-launch. If FPT cancels the launch, or does not activate purchased evaluation accounts by the end of the final extended window, affected Customers will receive a full refund to the original payment method. This refund is mandatory, is not discretionary, and does not depend on the Customer requesting it — although a Customer who has not received an owed refund should contact support@fundedpredictiontrader.com.

11.7 FPT will not treat the limited prelaunch dashboard as delivery of the evaluation service. Access to the prelaunch dashboard does not reduce or extinguish the refund owed under clause 11.6.

11.8 FPT's marketing describes this as "Launching at 100 Waitlists". The binding contractual trigger is 100 paid Founder purchases, as stated in clause 11.3.

11.9 Founder purchase and launch mechanics are set out in full in Founder Purchase and Launch Terms.

12. Monthly Founder Price Lock

12.1 A Founder monthly price is locked for the life of that specific, uninterrupted subscription. For as long as that subscription remains active and paid without interruption, FPT will not increase its recurring price.

12.2 The lock ends if that subscription is cancelled, refunded, charged back, lapses through failed payment, or is terminated for a rules or account violation. Once the lock ends it does not revive.

12.3 A later repurchase — including a repurchase of the same Notional Account Size by the same Customer — is at then-current pricing. There is no right to reinstate a lapsed Founder price.

12.4 The lock is limited to that subscription and its normal renewals. It does not automatically apply to:

• additional accounts, including a second or subsequent FPT Scale account;
• resets, whether one-time or on a monthly plan;
• upgrades to a larger Notional Account Size;
• FPT Direct;
• any new product, feature or service FPT introduces;
• taxes;
• charges imposed by a payment processor; or
• any other externally imposed fee, levy or charge.

12.5 FPT will not use a change to plan structure as a device to defeat a subsisting lock. If FPT retires a plan, it will tell affected Customers what happens to their lock before the change takes effect.

13. Account Limits

13.1 A Customer may hold a maximum of five active Accounts at any one time. Evaluation Accounts and Funded Accounts share those five slots, and all five may be funded. A Customer cannot hold five Funded Accounts together with five further Evaluation Accounts. Two active Funded Accounts and three active Evaluation Accounts, for example, use all five slots, and no sixth Account may be activated until one of the five is no longer active. An Account that has failed, closed, been cancelled or expired is not active and does not permanently consume a slot, so purchasing five Accounts is not a lifetime limit on purchasing again — the restriction is on Accounts that are simultaneously active.

13.2 A Customer's combined Notional Account Size across all active Accounts may not exceed $500,000, which is the maximum combined notional account allocation available and corresponds to five simultaneously active $100,000 Accounts. That figure is not cash, not a deposit, not buying power, and not the amount that may be placed into positions at one time. Actual open exposure remains constrained by each Account's Max Open Size and by the 5% market-volume cap.

13.3 A Customer may receive a maximum of $25,000 in net approved Payouts per calendar month, per person, across all of their Accounts combined. This maximum applies per person, not per Account, and every Account owned or controlled by the same person counts toward it.

13.4 The month in clause 13.3 is a calendar month in the America/New_York timezone, and a Payout counts toward the month in which it is approved. Each Account keeps its own Payout Cycle, but every approved Payout draws on the same single customer-level monthly allowance. What happens when that allowance is exhausted is set out in Section 20.

13.5 These limits apply to the person, and cannot be increased by opening additional profiles, using additional email addresses, using another person's identity or details, or coordinating with another person to hold accounts on the Customer's behalf. Attempting any of those is a Breach under Section 23.

13.6 FPT may verify identity in order to apply these limits, and may decline, merge, suspend or close Accounts that exist only to circumvent them.

14. Individual Ownership of Accounts

14.1 An Account is personal to the individual who purchased it and is registered in that individual's own name. The Customer must provide accurate identifying information and keep it current.

14.2 An Account may not be shared, sold, transferred, assigned, gifted, rented, pledged, syndicated, jointly owned or operated on behalf of another person. Only the registered Customer may access and trade the Account.

14.3 The Customer may not trade an Account under the direction of a third party, allow a third party to trade it, use a copy-trading or signal service that places orders in the Account for them, or operate an Account as a nominee.

14.4 Automated tools may only be used where FPT expressly permits them. Automation used to exploit the platform is prohibited under Section 23.

14.5 Payouts are paid only to the registered Customer, and only to a payment destination in that Customer's own name. FPT will not pay a Payout to a third party.

14.6 The Customer is responsible for the security of their credentials and for all activity that occurs under their Account.

15. Incorporation of the FPT Scale Rules by Reference

15.1 The detailed operational parameters of the FPT Scale program are not set out exhaustively in this Agreement. They are set out in a defined set of versioned rules articles, each of which carries a version number and an effective date.

15.2 Those articles are listed in the Current FPT Scale Rules Index. Each article listed in that index is incorporated into this Agreement by reference and forms part of it. The index is the authoritative statement of what is incorporated; a Help Center article that is not listed in the index is explanatory material and is not incorporated.

15.3 The rules articles incorporated at the effective date of this Agreement are:

15.4 Each article carries its own version and effective date, and the version applicable to a purchase is the version recorded in that purchase's order record. When the Customer completes a purchase, FPT records the version of this Agreement and the version of every incorporated rules article in force at that moment. That recorded set is the text against which the Customer's Account is assessed.

15.5 A non-material change — a typographical correction, a clearer explanation, an added worked example — updates the article's last-updated date and does not change the Customer's purchased terms. A material change bumps the article version and is handled under Section 16.

15.6 If an incorporated article and this Agreement conflict on a matter this Agreement addresses directly, this Agreement governs. If the conflict is about an operational parameter this Agreement expressly delegates to the rules, the incorporated article governs.

16. Rule Precedence and Grandfathering

16.1 Where documents conflict, the following order of precedence applies, from highest to lowest:

1. The checkout or order summary controls transaction-specific fields: the product, the Notional Account Size, the price, any promotional price, the billing cadence, subscription status, and the document and rule versions accepted.
2. This FPT Scale Program Agreement controls the program relationship.
3. The incorporated, versioned FPT Scale Rules control the detailed operational parameters delegated to them by Section 15.
4. The [Terms of Use](/legal/terms-of-use) control general website and platform use.
5. The [Refund Policy](/legal/refund-policy), [Privacy Policy](/legal/privacy-policy), [Cookie Policy](/legal/cookie-policy) and [Simulation and Risk Disclosure](/legal/simulation-and-risk-disclosure) control their respective subject matter.
6. Marketing pages and ordinary explanatory FAQs are summaries. They do not override the applicable agreement or rule version.

16.2 An unversioned support answer never changes a Customer's purchased terms. A reply from a support agent, a message in a community channel, a social media post and an off-the-cuff clarification are all helpful, and none of them amends this Agreement or an incorporated rules article. Only a published, versioned document does that.

16.3 Material purchased terms are never silently changed retroactively. Where FPT makes a material change to a rule, the change notice states expressly whether the change applies only to purchases made on or after its effective date, or also to existing Accounts. If the notice does not say that it binds existing Accounts, it does not.

16.4 Two categories of rule are treated differently, and FPT states which category applies in every change notice:

• Purchased economics — profit targets, maximum loss, consistency percentage, the profit split, payout caps, scaling milestones and account limits. A reduction in these applies only to purchases made on or after the effective date of the change. An increase or a relaxation may be applied to everyone.
• Risk and integrity controls — position limits, market-volume caps, market status and data-integrity restrictions, and prohibited conduct. These may apply to all Accounts from their effective date, because they protect the integrity of the program. FPT will give notice in the dashboard before a tightening takes effect.

16.5 Notice of a material change is given by email to the address on the Customer's account, by notice in the dashboard, or both, together with publication of the new version and its effective date.

17. Evaluation Completion and Funded Eligibility

17.1 An evaluation is complete when the Account has met the profit target, recorded at least five Profitable Days, satisfied the Consistency Rule, and finished without a Breach — and FPT has confirmed that outcome following review. The five Profitable Days are five separate FPT Trading Days on each of which the Account's net simulated profit was at least $100 on a $25,000 Account, $150 on a $50,000 Account or $200 on a $100,000 Account. They need not be consecutive, a single FPT Trading Day counts once, and a profitable day below the minimum neither counts nor cancels a day already earned.

17.2 Meeting the numeric objectives on screen is not, by itself, completion. FPT reviews the Account before confirming a pass. That review checks the rules were satisfied, that no prohibited conduct occurred, and that the recorded activity is consistent with the platform's data.

17.3 FPT may require identity verification before granting a Funded Account. Verification is carried out by FPT or by service providers acting for FPT; no verification provider is named in this Agreement because none has been selected. FPT may decline to grant a Funded Account where identity cannot be verified, where the law prohibits FPT from dealing with the Customer, or where a Breach is established.

17.4 On confirmation, FPT grants a Funded Account for the same Notional Account Size, starting at the funded parameters in Section 21, and subject in every respect to Section 5.

17.5 Completing an evaluation gives eligibility to participate in the Funded Stage on the terms of this Agreement. It does not give any entitlement to live capital, to any specific Payout, or to any minimum amount of anything. See Section 29.

18. Performance Payouts

18.1 The split. Profit generated in a Funded Account is shared 90% to the Customer and 10% to FPT.

18.2 Caps are net to the trader. Every published payout cap is the amount the Customer actually receives. A cap of $1,000 means the Customer may receive up to $1,000, after the 90/10 split mechanics have been applied internally. The Customer does not need to gross up a cap figure.

18.3 Qualifying Payout Days. A Payout Cycle requires five Qualifying Payout Days, each being a separate FPT Trading Day on which the Account's net simulated profit for that day is at least:

The five days need not be consecutive, and a day earned in a closed Payout Cycle never counts toward the next one. The count resets only when a Payout is approved; submitting a request, or having a request pending, does not reset it.

18.4 Cycle consistency. The 40% Consistency Rule applies to each Payout Cycle: the largest profitable FPT Trading Day in the cycle, divided by the cycle's total net profit and multiplied by 100, must be 40% or less. Only profit and loss generated inside the open cycle enters that calculation. Because losing days lower the cycle's total net profit, they can push the percentage up without the best day changing at all — an Account with a $1,500 best day and $4,000 of gross winners sits at 37.5%, but a later $1,000 loss brings total net cycle profit to $3,000 and takes that same $1,500 day to 50%, over the limit. Trading the cycle back to $3,750 of net profit returns it to exactly 40%. A zero-profit day and a losing day can never be the largest profitable day. Exceeding 40% is not a Breach and does not end the Account: it means no Payout may be approved yet, and the Customer may keep trading to bring the ratio back within the limit.

18.5 Processing. Once a Payout is approved, FPT processes it within 48 hours of approval. Approval and processing are separate steps. The 48-hour commitment attaches to processing after approval; FPT does not commit to a fixed time for the review that precedes approval. See Section 19.

18.6 What a Payout is. A Payout is company-funded compensation paid by FPT to the Customer for meeting the performance objectives of a Funded Account.

18.7 What a Payout is not. A Payout is not a withdrawal of a deposit, because there is no deposit. It is not a return on an investment, because the Customer has not invested anything with FPT. It is not interest, a dividend, a distribution or a share of profits from any fund. It is not winnings, a prize, a jackpot or a payout from any wager, contest or sweepstakes. It is compensation, and it is taxable to the Customer as Section 27 describes.

18.8 FPT pays Payouts from its own funds through payment service providers of its choosing. No provider is named in this Agreement because none has been selected. Available payment destinations will be published before launch, and FPT may add or remove them.

18.9 A Payout request may be made once the cycle requirements are met and the Account is in good standing. A Payout will not be processed on an Account that is breached, suspended or under review at the time of the request. A request that has been submitted but not yet approved does not close the Payout Cycle: trading after the request and before approval stays in the outgoing cycle, and it can affect approval, so eligibility may be re-checked at any time until the Payout is approved.

18.10 Nine separate quantities. A Payout depends on quantities that FPT keeps distinct and never treats as interchangeable. In order:

1. The simulated account balance — the balance figure recorded in the Account, including any Old-Cycle Buffer left in it by an earlier cycle. The Account's marked equity is that balance plus FPT's marked value of any open positions, and the two are not the same number while a position is open.
2. The Active Drawdown Floor — the level defined in Section 2, tested continuously against the Account's marked equity.
3. Current Payout Cycle profit and loss — the net simulated result of activity inside the open Payout Cycle alone.
4. Net Payout Eligibility — 90% of the positive, realized part of that cycle profit.
5. The Old-Cycle Buffer — profit that stayed in the Account when an earlier cycle closed.
6. The per-Account payout cap — the cap at the Account's current position on the scaling schedule in Section 21.
7. The aggregate monthly payout maximum — $25,000 net per person per calendar month across every Account, under Section 20.
8. The Payout deduction — the approved amount removed from the simulated account balance when the Payout is approved.
9. The new-cycle reset — what an approved Payout closes and restarts, under clause 18.14.

18.11 Only realized profit is payout-eligible. Payout-Eligible Cycle Profit is the net simulated profit generated inside the open Payout Cycle from closed, realized or finally settled simulated activity. Net Payout Eligibility is 90% of positive net realized Payout Cycle profit. FPT does not treat an unresolved market, or the marked value of an open position, as immediately payable: a marked gain becomes payout-eligible only once the position is closed or the market is finally settled. Where Payout-Eligible Cycle Profit is zero or negative, Net Payout Eligibility is zero and there is nothing to pay out for that cycle.

18.12 The approved Payout is the lowest of four limits. FPT approves the smallest of:

1. the Net Payout Eligibility generated in the current Payout Cycle;
2. the Account's current per-Account payout cap under Section 21;
3. the Customer's remaining aggregate monthly payout allowance under Section 20; and
4. the largest amount that can be deducted while leaving the Account above its Active Drawdown Floor.

Because caps are net to the Customer, the pre-split profit required to reach one is larger than the cap itself. To receive a full net $3,500, the Payout Cycle must produce $3,500 after the 90/10 split — $3,500 ÷ 0.90, or approximately $3,888.89 of net realized Payout-Eligible Cycle Profit.

18.12A The minimum Payout request. Every Payout request must be for at least the following NET amount — the amount the Customer actually receives:

This minimum is an additional floor and replaces nothing. The Qualifying Payout Days in clause 18.3, the cycle consistency rule in clause 18.4, the fresh-cycle profit requirement in clause 18.14, the per-Account payout cap, the aggregate monthly payout maximum and the Active Drawdown Floor constraint all continue to apply, and the four limits in clause 18.12 continue to determine the maximum. The minimum determines the point below which a request is not made at all.

18.12B Where the remaining monthly allowance is below the minimum. If the Customer's remaining aggregate monthly payout allowance under Section 20 is less than the applicable minimum in clause 18.12A, no Payout is approved in that Eastern Time calendar month, and the Customer may request a Payout in the next Eastern Time calendar month once the allowance resets. FPT does not approve an automatically reduced Payout in order to fit a remaining allowance, and FPT does not reduce a requested Payout without the Customer's acceptance of the reduced amount.

18.13 The Active Drawdown Floor limits a Payout. A Payout will not be approved if deducting it would place the Account's marked equity at or below its Active Drawdown Floor. Consider a $50,000 Funded Account whose floor has locked at $50,100, holding a simulated balance of $51,200 and one open position currently marked $800 below the level at which it was opened, so that its marked equity is $50,400: a $900 deduction would leave marked equity at $49,500, below the floor, and cannot be approved while that position stands. The floor does not move downward after a Payout is deducted, so a Payout never buys the Customer additional drawdown room.

18.14 What an approved Payout does. On approval, and in this order: the approved amount is deducted from the simulated account balance; the Payout Cycle closes; the five Qualifying Payout Days reset to zero; the 40% funded consistency calculation resets; Payout-Eligible Cycle Profit resets to zero; and a new Payout Cycle opens. The next Payout must therefore be earned from fresh trading activity occurring after that approval. A voluntarily smaller Payout closes the cycle in exactly the same way as a capped one.

18.15 The Old-Cycle Buffer. Profit remaining after an approved Payout stays in the Account as buffer, but it does not carry forward as payout-eligible profit. That Old-Cycle Buffer remains in the Account as simulated equity and as drawdown buffer, and it is not deducted, cancelled or removed. It is not eligible to be paid out in a later cycle, it cannot be drawn down gradually across later cycles, and it does not count toward the new cycle's qualifying profit, its Qualifying Payout Days or its consistency denominator. It is not a debt owed by FPT and not an amount the Customer may claim. FPT imposes no separate minimum-buffer or safety-cushion requirement: the Customer may request a Payout without building any additional buffer, provided every payout rule is satisfied and deducting the Payout does not breach the Active Drawdown Floor.

19. Payout Review

19.1 Every Payout request is reviewed before it is approved. Review is a substantive step, not a formality.

19.2 A review checks that the Payout Cycle requirements were met, that the Consistency Rule was satisfied, that no position limit or market-volume limit was exceeded, that the Account was not breached during the cycle, that no conduct prohibited by Section 23 occurred, that account limits under Section 13 are respected, and that identity and any required tax information are in order.

19.3 FPT may request further information during a review, including identity documents, proof of address, tax information and an explanation of specific trading activity. FPT may pause a review until that information is supplied.

19.4 FPT does not state a fixed maximum time for review. FPT will conduct reviews promptly and in good faith, and will tell the Customer if a review is taking longer than usual or requires further information. The published 48-hour commitment applies to processing after approval.

19.5 FPT may reduce, defer or decline a Payout where the review establishes that a rule was not met, that the Account is in Breach, that a cap under Section 20 applies, or that prohibited conduct occurred. FPT will give the Customer the reason.

19.6 If a Payout is declined for a reason the Customer disputes, the Customer may ask FPT to reconsider by writing to support@fundedpredictiontrader.com with the Account identifier and the relevant dates. FPT will look again at the underlying data.

20. Payout Caps and the Aggregate Monthly Payout Maximum

20.1 Two distinct caps apply to Payouts.

20.2 The per-Account payout cap is set by the Account's position on the scaling schedule in Section 21. It limits how much the Customer may receive from a single Funded Account at that milestone. It is net to the Customer, as clause 18.2 states.

20.3 The aggregate monthly payout maximum is $25,000 in net approved Payouts per person, per calendar month, across all of that person's Accounts. It is a personal cap, not a per-Account cap. A Customer holding several Funded Accounts cannot exceed $25,000 in aggregate Payouts in a month by spreading requests across them.

20.4 The month in clause 20.3 is a calendar month in the America/New_York timezone, and a Payout counts toward the month in which it is approved. Each Funded Account keeps its own Payout Cycle, but every approved Payout draws on one customer-level monthly allowance. Where that allowance is exhausted:

• no further Payout may be approved for that Customer until the next Eastern Time calendar month begins;
• a Payout Cycle does not reset, close or restart merely because the monthly maximum blocked a Payout — current-cycle profit, Qualifying Payout Days and consistency all remain part of the still-open cycle;
• the Customer must still be active, compliant and payout-eligible when they request again after the allowance resets, and having been eligible previously guarantees nothing;
• FPT does not automatically approve a reduced Payout without the Customer selecting or accepting that smaller amount; and
• where the remaining allowance is below the applicable minimum Payout, the Customer waits until the next calendar month.

20.5 A cap limits a Payout to the capped amount, and where the limiting cap is the aggregate monthly maximum the Customer selects or accepts that smaller amount, as clause 20.4 states. The balance above the cap is not carried forward as an entitlement and is not money FPT owes: it stays in the Account as an Old-Cycle Buffer under clause 18.15, which is simulated equity and drawdown buffer rather than payout-eligible profit in a later cycle.

20.6 Caps are part of the purchased economics under clause 16.4. A reduction in a cap applies only to Accounts purchased on or after the effective date of the change.

20.7 These caps apply to the simulated FPT Scale program. If FPT ever offers live-capital accounts, they may carry separately published payout rules and need not be subject to the same maximum. Section 29 governs the position on live capital.

21. Scaling

21.1 Approved Payouts raise the payout cap and Max Open Size until the Account reaches its maximum tier. Scaling is driven by approved Payouts, not by elapsed time, trade count or profit alone, and it steps up according to the schedule for the Account's Notional Account Size until that schedule's terminal row is reached.

21.2 $25,000 FPT Scale

21.3 $50,000 FPT Scale

21.4 $100,000 FPT Scale

21.5 The final row of each table is terminal. Scaling stops there; further approved Payouts do not raise the cap or the Max Open Size beyond it.

21.6 There is no payout cap at funded start because no Payout has yet been approved. The first cap applies to the first Payout milestone reached.

21.7 The market-volume cap applies at every milestone. Reaching a higher Max Open Size does not permit exposure in any one market larger than 5% of that market's trailing 24-hour volume.

21.8 Scaling does not survive a Breach. If a Funded Account is breached, the Account ends and any accumulated scaling position ends with it. A new Account starts at funded start.

21.9 The scaling schedule is maintained in Scaling Tables by Account Size.

22. Rule Breaches

22.1 An Account is breached when any of the following occurs:

• the Account's loss reaches or exceeds the maximum loss for its Notional Account Size;
• the Account's marked equity reaches or falls below the Active Drawdown Floor at any moment. This is an intraday test, not an end-of-day one: the floor is recalculated once per FPT Trading Day but enforced continuously, so an intraday fall to the floor breaches the Account even if the Account would have closed that day far above it, while an intraday unrealized gain never raises the floor;
• the Account's total open exposure exceeds its Max Open Size, or exposure in any one market exceeds that market's volume cap, in a way the platform did not block;
• a market that FPT has restricted, suspended or disabled is traded in breach of the applicable rule; or
• conduct prohibited by Section 23 occurs.

22.2 A breached Evaluation Account ends. The Customer may purchase a reset to restart the same evaluation at its starting parameters, or purchase a new evaluation, subject to the account limits in Section 13.

22.3 A breached Funded Account ends. Funded resets are not available at launch. Any accumulated scaling position ends with the Account.

22.4 A Breach ends any Payout entitlement that had not been approved at the time of the Breach. An approved Payout already processed is not clawed back unless it was obtained through prohibited conduct, fraud or misrepresentation, in which case Section 23 and Section 25 apply.

22.5 FPT's platform enforces most limits automatically, by blocking orders that would exceed them. Automatic enforcement is a convenience, not a warranty: if a limit is exceeded because of a platform fault, a data error or a defect in enforcement, the rule still applies and FPT may treat the Account accordingly, acting reasonably and explaining its reasoning.

22.6 A Breach is a program event. It does not create a debt, a liability or a claim for damages against the Customer arising from simulated trading, because the trading is simulated and no money was at risk in it.

22.7 Breach conditions are set out in detail in Complete Evaluation Rules by Account Size and Funded Account Rules.

23. Good-Faith Use and Prohibited Exploitation

23.1 The FPT Scale program measures genuine trading skill under stated rules. The Customer must participate in good faith. Conduct designed to produce a passing result or a Payout by exploiting the mechanics of the simulation rather than by trading well is prohibited, whether or not a specific rule names it.

23.2 Platform and data exploitation. The Customer must not exploit a bug, defect, pricing error, data error, calculation error or enforcement gap in the platform; must not use erroneous, stale or mispriced data knowingly to generate simulated profit; must not attempt to reverse-engineer, probe or interfere with FPT's fill engine, risk engine or rule enforcement; and must not use software, scripts or automation to do any of those things.

23.3 Specifically prohibited conduct. Arbitrage is not prohibited as a category, and acting on a legitimate discrepancy between market prices can be an ordinary part of prediction-market trading. What is prohibited is each of the following:

• exploiting stale or delayed FPT data;
• trading on an outcome that is already known but is not yet reflected in FPT's data;
• latency exploitation;
• manipulating or exploiting the simulated-fill logic;
• coordinated or offsetting activity across related Accounts intended to defeat FPT's risk controls;
• exploiting incorrect market status or resolution data; and
• repeated behaviour whose expected profitability depends on a platform error rather than on market risk.

23.4 Duplicate and coordinated accounts. The Customer must not open or control more than the permitted number of Accounts; must not use additional profiles, identities, email addresses or payment methods to hold more Accounts than allowed; must not open opposing or offsetting positions across Accounts they control or across Accounts controlled by others in coordination with them; and must not participate in any arrangement whose purpose is to guarantee that one Account passes by sacrificing another.

23.5 Account sharing. The Customer must not share Account credentials, trade another person's Account, allow another person to trade theirs, act as a nominee, or operate an Account for the benefit of someone else. See Section 14.

23.6 Misrepresentation. The Customer must not provide false identity, address, tax or payment information, must not conceal a prior termination, and must not present simulated FPT results as actual live trading results.

23.7 Where FPT establishes prohibited conduct, it may void the affected trading activity, fail the evaluation, breach the Account, decline or reverse a Payout, close all of the Customer's Accounts, decline a discretionary refund, and decline to do business with the Customer in future.

23.8 FPT's operational rights. To protect data integrity and the risk controls that make the program measurable, FPT may reject or reprice a simulated order where market data is stale or unavailable, may suspend the opening or increasing of positions in a market that is halted, closed, resolving, disputed, illiquid or technically unreliable, and may restrict a specific market earlier where that is reasonably required for data integrity or risk. Those are operational controls rather than findings of misconduct, and they are described in Market Status, Resolution and Data Integrity.

23.9 The full conduct rules are set out in Good-Faith Trading and Prohibited Conduct, which is incorporated into this Agreement.

24. Account Reviews

24.1 FPT may review any Account at any time, including at evaluation completion, at a Payout request, on a risk or fraud signal, or as part of routine assurance.

24.2 A review may examine orders, positions, timing, sizing, market selection, patterns across the Customer's Accounts, patterns across related Accounts, device and network signals used for fraud prevention, and identity and payment information.

24.3 FPT may pause trading in an Account, pause a Payout, or restrict Account access while a review is under way. FPT will keep any such pause no longer than is reasonably needed.

24.4 The Customer must cooperate reasonably with a review, including by supplying requested information within a reasonable time and by explaining specific activity when asked. Refusal to cooperate may result in the Payout being declined and the Account being suspended or closed.

24.5 FPT will tell the Customer the outcome of a review that affects their Account, and the reason for it. FPT may withhold specific detail about its fraud-detection methods where disclosure would undermine them.

25. Suspension and Termination

25.1 By the Customer. The Customer may stop using an Account at any time, may cancel a monthly plan under clause 10.4, and may ask FPT to close their Accounts by writing to support@fundedpredictiontrader.com. Closure does not entitle the Customer to a refund except as the Refund Policy provides.

25.2 By FPT for cause. FPT may suspend or terminate an Account, all of a Customer's Accounts, or this Agreement, with immediate effect, where the Customer has breached this Agreement or an incorporated rules article; has engaged in conduct prohibited by Section 23; has provided false information; has used the program unlawfully; has become a person FPT may not lawfully deal with; has initiated a fraudulent or improper chargeback; or has abused, threatened or harassed FPT staff or other users.

25.3 By FPT without cause. FPT may discontinue the FPT Scale program, or a Notional Account Size within it, on reasonable notice. Where FPT does so, it will deal fairly with affected Customers, including by processing any Payout already approved, and by considering a pro-rated refund of prepaid subscription fees for a period the Customer cannot use.

25.4 Effect of termination. On termination, Account access ends, simulated balances and positions cease to exist as program constructs, and any unapproved Payout entitlement ends. Termination for cause ends any Founder price lock under Section 12 and may disqualify the Customer from a discretionary refund under the Refund Policy.

25.5 Survival. Sections 2, 6 to 9, 18.6 to 18.8, 22.4, 23, 27, 28, 30 to 33 and 35 survive termination, together with any other provision that by its nature is intended to survive.

26. Refunds

26.1 Refunds, cancellations and chargebacks are governed by the Refund, Cancellation and Chargeback Policy, which forms part of the purchase terms.

26.2 In summary, and without limiting that policy: except where applicable law requires otherwise, purchases are final; FPT may, in its sole discretion, consider a refund request made before any simulated trade has been placed on the purchased evaluation, and approval is not guaranteed; no discretionary refund is available after a simulated trade has been placed, or after an account-rule violation; and fraud, abuse or improper chargeback misuse may disqualify a Customer from a discretionary refund.

26.3 The mandatory refund owed if FPT cancels the launch or misses the final extended deadline is set out in clause 11.6 and is not discretionary.

26.4 Nothing in this Agreement prevents the Customer from raising a lawful payment dispute with their card issuer or payment provider. FPT distinguishes a lawful dispute from a fraudulent or improper chargeback, and treats only the latter as a Breach.

26.5 Refund and billing questions both go to support@fundedpredictiontrader.com.

27. Taxes

27.1 The Customer is solely responsible for determining, reporting and paying any tax arising from a Payout or from their participation in the FPT Scale program, in every jurisdiction where they are liable.

27.2 FPT may be required to collect tax information before making a Payout, and may require the Customer to provide tax identification details, a tax form or a self-certification of tax residence. FPT may withhold a Payout until the required information is provided, and may withhold or deduct amounts where the law requires it.

27.3 FPT may report Payouts to tax authorities where the law requires.

27.4 FPT does not give tax advice. Nothing in this Agreement, on FPT's website, in the Help Center or in any communication from FPT is tax advice. The Customer should take their own advice from a qualified professional.

27.5 Prices shown may exclude taxes that apply where the Customer is located. Any such tax is the Customer's responsibility and is outside any price lock, as clause 12.4 states.

28. Data Rights and Performance Research

28.1 Participation in the FPT Scale program generates data. FPT relies on that data to operate the program, to review Payouts, to prevent fraud, and to improve its products. The Customer agrees that FPT may do all of the following:

• monitor and review Account activity;
• analyse orders, positions, timing, risk behaviour, market selection, performance and related Account activity;
• use that data for platform operation, fraud prevention, payout review, analytics, product development, risk research, AI and model development, strategy research and future business lines;
• identify high-performing traders or strategies for discretionary review;
• test internal simulated or live replication of strategies using FPT's own capital; and
• use aggregated, anonymised or de-identified data commercially.

28.2 FPT does not intentionally sell personally identifying trader information. FPT discloses data where required for legal, compliance, payment, fraud-prevention or security purposes, and to service providers acting on FPT's instructions.

28.3 No promise follows from being noticed. Identification as a high performer, selection for discretionary review, or internal replication of a strategy creates no promise of live allocation, copy trading, increased limits, special status, revenue share or extra compensation. Any such arrangement exists only if FPT and the Customer separately agree it in writing.

28.4 Where FPT tests replication with its own capital, it does so for its own account and at its own risk. The Customer has no interest in the result, no entitlement to any part of it, and no liability for it.

28.5 How FPT handles personal information, the legal bases it relies on, retention periods and the rights available to the Customer are set out in the Privacy Policy and, for cookies and similar technologies, the Cookie Policy. Privacy requests and data-rights requests go to support@fundedpredictiontrader.com.

29. No Guarantee of Live Capital

29.1 FPT Scale is a simulated evaluation program. Completing an evaluation, holding a Funded Account, receiving Payouts, reaching the top of a scaling table, or performing well over a long period does not entitle the Customer to trade live capital, to manage money, or to any allocation of real funds.

29.2 Any future live-capital opportunity is entirely discretionary, is not part of this Agreement, and would require a separate written agreement between FPT and the Customer setting out its own terms.

29.3 FPT makes no representation that a live-capital opportunity will ever exist, that it will be offered on any particular terms, or that any particular Customer will be considered for it.

29.4 The Customer must not represent to any third party that they trade live capital for FPT, that they are funded with real money by FPT, or that FPT has allocated capital to them, unless FPT has confirmed a live arrangement in writing.

30. No Employment, Partnership, Agency or Fiduciary Relationship

30.1 This Agreement does not create an employment relationship between FPT and the Customer. The Customer is not an employee, worker or staff member of FPT, and no wage, salary, benefit, leave entitlement or employment protection arises from it.

30.2 This Agreement does not create a partnership, joint venture or agency relationship. Neither party may bind the other, incur obligations on the other's behalf, hold itself out as authorised to act for the other, or represent that it does.

30.3 This Agreement does not create a fiduciary relationship. FPT does not owe the Customer fiduciary duties, and does not manage money, assets or investments for the Customer.

30.4 The relationship created by this Agreement is exactly what this Agreement describes: FPT provides access to a simulated evaluation program and pays performance-based compensation where its published objectives are met, and the Customer participates in that program on these terms.

31. Confidentiality

31.1 In the course of the program the Customer may receive information that is not public, including unreleased features, internal rule mechanics, review methods, fraud-detection signals, pricing offered to specific customers, and material shared in closed community channels or testing groups.

31.2 The Customer must not disclose that information to third parties, publish it, or use it other than for their own participation in the program, while it remains non-public.

31.3 This obligation does not apply to information that is or becomes public without the Customer's fault, that the Customer already lawfully held, that the Customer independently develops, or that the Customer is required by law to disclose. FPT's published rules, prices and documents are public and are not covered.

31.4 FPT protects the Customer's personal information as described in the Privacy Policy.

32. Third-Party Services

32.1 FPT uses third-party service providers to operate its business, including hosting and infrastructure providers, market data sources, payment service providers, identity-verification providers, communication and support tools, and analytics tools. No such provider is named in this Agreement because the selections are not finalised. FPT describes categories of provider, not brands.

32.2 Third-party market data is supplied by its source and may be delayed, incomplete, revised, interrupted or withdrawn. FPT does not control it and does not warrant it.

32.3 FPT is not affiliated with, sponsored by, or endorsed by Polymarket, Kalshi or any other venue or platform unless FPT expressly states otherwise. Third-party names and marks are used to describe market coverage and belong to their respective owners.

32.4 Where the Customer follows a link from an FPT surface to a third-party site or service, that third party's own terms and privacy practices apply, and FPT is not responsible for them.

32.5 FPT may change service providers at any time. A change of provider does not, by itself, change the Customer's terms.

33. Disclaimers and Limitation of Liability

33.1 Service provided as is. To the fullest extent permitted by law, the FPT platform, the program, the analytics and all related material are provided on an "as is" and "as available" basis, without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, accuracy, non-infringement and uninterrupted availability.

33.2 No performance warranty. FPT does not warrant that the Customer will pass an evaluation, receive a Payout, achieve any particular result, or find any particular market available. Simulated performance has inherent limitations and is not a reliable predictor of any live outcome.

33.3 Availability. FPT does not warrant uninterrupted access. Maintenance, upgrades, provider failures, market data outages, network faults and events beyond FPT's reasonable control may interrupt the platform. FPT will use reasonable efforts to restore service and to deal fairly with the effect of a significant outage on an Account.

33.4 Excluded losses. To the fullest extent permitted by law, FPT is not liable for indirect, incidental, special, consequential, exemplary or punitive damages, or for loss of profit, loss of anticipated profit, loss of opportunity, loss of a simulated position, loss of an expected Payout, loss of data, or loss of goodwill, however arising and whether or not FPT was advised of the possibility.

33.5 Liability cap. To the fullest extent permitted by law, FPT's total aggregate liability arising out of or in connection with this Agreement, the program and the platform is limited to the total fees the Customer paid to FPT for the Account giving rise to the claim in the twelve months before the event that gave rise to it.

33.6 Simulated trading. Because trading in an FPT Account is simulated, the Customer cannot suffer a trading loss of real money in an FPT Account, and no claim may be made against FPT for the value of a simulated position, a simulated balance, a simulated profit or a hypothetical result.

33.7 What is not excluded. Nothing in this Agreement excludes or limits liability that cannot lawfully be excluded or limited, including liability for fraud or fraudulent misrepresentation. Some jurisdictions do not allow certain exclusions or limitations; where that is so, the exclusions and limitations in this section apply to the maximum extent permitted, and the rest remain in force.

33.8 Further risk disclosure is set out in the Simulation and Risk Disclosure.

34. Amendments

34.1 FPT may amend this Agreement and the incorporated FPT Scale Rules. Every amendment is published with a version number and an effective date.

34.2 An amendment to this Agreement applies to purchases made on or after its effective date. It applies to an existing Account only where the change notice says so expressly, or where the change is a risk or integrity control within clause 16.4, or where the change is required by law.

34.3 FPT gives notice of a material amendment by email to the address on the Customer's account, by notice in the dashboard, or both. A non-material amendment — a correction, a clarification, an added example — is published without individual notice.

34.4 If a Customer does not accept a material amendment that would apply to their existing Account, their remedy is to stop using the Account and, on a monthly plan, to cancel it. FPT will consider a fair resolution where an amendment materially reduces what a Customer purchased.

34.5 Material purchased terms are never silently changed retroactively. Clause 16.3 governs, and nothing in this section overrides it.

34.6 The current version of this Agreement is always published at /legal/program-agreement, and the current rule versions at /legal/fpt-scale-rules-index.

35. Governing Law and Disputes

35.1 This Agreement is governed by the laws of the State of Nevada, United States, without regard to its conflict-of-laws rules, except where mandatory consumer protection law in the Customer's place of residence provides otherwise.

35.2 The dispute-resolution framework for FPT — including the process for raising a dispute, the venue, and the treatment of claims — is set out in the Terms of Use and applies to disputes arising under this Agreement in the same way. Where the Terms of Use and this section differ on procedure, the Terms of Use govern the procedure.

35.3 Before commencing formal proceedings, the parties will attempt in good faith to resolve the dispute informally. The Customer should write to support@fundedpredictiontrader.com, marking the message for the attention of FPT's legal team, with a description of the dispute, the Account identifier and the outcome sought. FPT will respond and will attempt to resolve the matter directly.

35.4 Subject to the framework in the Terms of Use, the state and federal courts located in Clark County, Nevada have jurisdiction over disputes arising out of or in connection with this Agreement, and each party submits to that jurisdiction.

35.5 If any provision of this Agreement is held unenforceable, it is severed to the minimum extent necessary and the remainder continues in full force.

35.6 FPT's failure to enforce a provision is not a waiver of it. A waiver is effective only if given in writing.

35.7 The Customer may not assign this Agreement or any Account. FPT may assign this Agreement to a successor in connection with a reorganisation, merger or sale of its business.

35.8 This Agreement, together with the documents it incorporates and the Customer's order record, is the entire agreement between the parties about its subject matter, and replaces any prior understanding about it.

36. Electronic Acceptance

36.1 The Customer accepts this Agreement electronically. Electronic acceptance has the same legal effect as a handwritten signature.

36.2 FPT records, for each purchase, the identity of the accepting account, the date and time of acceptance, the version of this Agreement accepted, the versions of the other documents accepted at checkout, and the versions of the incorporated FPT Scale Rules in force at that moment. That consent record is evidence of what the Customer agreed to.

36.3 The Customer consents to receive this Agreement, the other program documents, change notices, Payout notices, billing notices and other program communications electronically, by email to the address on their account and by notice in the dashboard. The Customer must keep that email address current.

36.4 The Customer may request a copy of the version of this Agreement recorded against their purchase by writing to support@fundedpredictiontrader.com.

37. Contact and Notices

One address covers every subject. Say in the subject line what the message is about, and it is routed to the right team.

Company and address for notices. The contracting party under this Agreement is:

Funded Prediction Trader LLC

732 S 6th St, Ste N

Las Vegas, NV 89101

USA

That is FPT's registered address for the service of notices. Email to support@fundedpredictiontrader.com is the fastest route and is the address FPT monitors; a notice sent by post to the address above is also validly given.

Related documents: Terms of Use · Simulation and Risk Disclosure · Refund, Cancellation and Chargeback Policy · Privacy Policy · Cookie Policy · Current FPT Scale Rules Index

FPT Scale is a simulated trader evaluation program. Account balances, orders, positions and profits are simulated. Eligible participants may receive company-funded performance payouts under this Agreement and the applicable FPT Scale Rules. FPT is not a broker, exchange, custodian or investment adviser, does not hold customer funds, and does not route customer orders to any venue.